Credit Analyst
Core
Analyze credit performance, monitor lending portfolios, and develop data-driven recommendations to improve credit policies and lending strategies.
Role type
Senior IC credit analyst (B2C)
Builds
Credit policies, lending strategies, and portfolio performance insights for a challenger bank
Domain
Banking / Credit Risk / Data Analysis
Deliverable
dashboards & analysis
Required skills
SQL, Snowflake, Advanced Excel, Data analysis, Credit lifecycle management, Cross-functional collaboration
Preferred skills
AI tools (Claude, Cursor), Stakeholder communication
Technologies
SQL, Snowflake, Excel, Claude, Cursor
Responsibilities
Analyze credit performance to identify opportunities for policy improvement; Monitor lending portfolios for trends, deviations, and risks; Develop and present data-driven proposals to the Credit Committee; Evaluate impact of implemented changes on portfolio performance; Collaborate with Data Scientists on credit model development; Partner with Product and Marketing to balance growth and risk.