Risk Analyst
Core
Build analysis, policy recommendations, and dashboards to optimize risk outcomes and product profitability for PayJoy's credit portfolio in LATAM and global markets.
Role type
Senior IC risk analyst (data science)
Builds
Dashboards & analysis for credit portfolios and new product pilots
Domain
Consumer finance / Fintech / Emerging markets
Deliverable
dashboards & analysis
Required skills
SQL, Python or R, statistical analysis, data manipulation, problem-solving
Preferred skills
Consumer finance experience, ML/AI model implementation
Technologies
SQL, Python, R, Data Warehouse
Responsibilities
Extract and manipulate data to underpin risk recommendations; Create dashboards measuring credit portfolio performance; Collaborate with Data Science to implement ML/AI models; Define actionable next steps to improve risk KPIs and profitability; Write documentation explaining analysis and recommendations.