Corporate Credit Analyst
Core
Prepare comprehensive credit applications for corporate clients and capital groups based on in-depth fundamental analysis.
Role type
Senior IC corporate credit analyst
Builds
Corporate credit facilities and financing transactions
Domain
Corporate banking / Credit risk
Required skills
Corporate financial statement analysis, multi-year cash flow forecasting, rating simulations, debt-capacity stress testing, financial modeling, financial covenant compliance monitoring, group structure analysis, credit risk assessment
Preferred skills
CFA, ACCA, or recognized credit risk management credentials
Technologies
Excel, IFRS accounting standards
Responsibilities
Prepare comprehensive credit applications for corporate clients and capital groups, assess clients' financial health using local accounting standards and IFRS, simulate internal client ratings and drive the rating approval process, structure financing transactions by selecting appropriate banking products and setting financial covenants, coordinate the internal review process and negotiate with stakeholders, lead mandatory annual and semi-annual reviews of existing client relationships, conduct ongoing monitoring of the assigned portfolio and verify financial covenant compliance, participate in direct meetings with clients and CFOs to gather financial data and support relationship building, collaborate with Relationship Managers to optimize portfolio financing and support cross-selling activities