Sr Legal Counsel
Core
Provide legal advice and manage risk for PayPal's consumer credit products, including BNPL and emerging credit offerings, ensuring compliance with federal and state laws.
Role type
Senior in-house legal counsel (consumer credit/fintech)
Builds
Consumer credit products (BNPL, installment lending) and regulatory compliance frameworks
Domain
Fintech / Consumer Finance / Regulatory Compliance
Required skills
Legal risk management, regulatory compliance (TILA/Reg Z, ECOA, FCRA, UDAAP), product design counsel, government relations, regulatory exam support, commercial agreement review, AI tool implementation
Preferred skills
In-house counsel experience at fintech/bank/law firm, deep knowledge of state lending regimes, BNPL legislative landscape, bank partnership models, commercial/technology agreements
Technologies
AI-enabled legal tools
Responsibilities
Provide pragmatic legal advice to enable business strategy while managing legal risk; Partner with business counterparts to drive effective legal services; Ensure compliance with relevant laws and regulations; Manage legal risks and develop comprehensive risk management frameworks; Escalate complex issues to senior legal leadership; Support regulatory exams, inquiries, and audits; Monitor emerging legal developments and develop practical guidance for business partners
Seniority
Senior, hands-on IC