Sr Data Scientist, BNPL Credit Risk Oversight
Core
Provide analytical support for the Second Line oversight of Buy Now Pay Later (BNPL) products, including Underwriting and Account Management practices, ensuring portfolio management aligns with strategic goals and risk appetite.
Role type
Senior Second Line Data Scientist (Credit Risk Oversight)
Builds
Independent oversight solutions, advanced data science models, and risk control challenges for BNPL credit portfolios.
Domain
Fintech / Credit Risk / Buy Now Pay Later
Deliverable
production ML models
Required skills
Advanced data science modeling, credit risk principles, data quality assurance, stakeholder collaboration, mentoring, regulatory environment analysis
Preferred skills
Advanced degree in quantitative field, credit risk management/lending experience, merchant or small business lending knowledge, Python/SQL proficiency
Technologies
Python, SQL
Responsibilities
Lead development and implementation of advanced data science models; Collaborate with stakeholders to understand requirements; Drive best practices in data science; Ensure data quality and integrity; Mentor junior data scientists; Assess and review credit strategy and exposure limits to ensure alignment with risk appetite
Seniority
Senior, hands-on IC with mentorship responsibilities
