Specialty (SBA) Credit Underwriter II/Specialty (SBA) Sr. Credit Underwriter
Core
Business Banking underwriter responsible for analyzing, structuring, and approving credit actions for Small Business Administration (SBA) requests.
Role type
Specialty Credit Underwriter
Builds
SBA credit facilities and loan structures for small business clients
Domain
Banking / Commercial Lending / Small Business Administration
Required skills
Credit and Risk Assessment, Financial Analysis, Underwriting, Loan Structuring, Collateral Management, Financial Forecasting and Modeling, Credit Documentation Requirements, Business Acumen, Analytical Thinking
Preferred skills
SBA lending experience, Industry knowledge across multiple sectors, High volume production environment experience
Technologies
Credit rating scorecards, Financial spreads, Cash flow analysis tools
Responsibilities
Analyze and approve credit solutions for existing and new clients; Conduct credit analysis including financial spreads, risk rating scorecards, industry assessment, and cash flow evaluation; Evaluate credit worthiness and provide decisioning on SBA credit facility approval; Ensure underwriting compliance with Bank credit policy and SBA SOP; Partner with Relationship Managers and Risk teammates to deliver SBA credit solutions; Ensure data quality of credit related client and deal information; Mentor and assist junior team members
Seniority
Mid-Senior level (5+ years experience)
