Enterprise Credit Treasury Lending Underwriter I-II or Senior
Core
Underwrite, structure, and approve credit actions for new Treasury Management and Card credit requests, renewals, and reviews for Middle Market, Business Banking, and other segments.
Role type
Senior IC commercial credit underwriter
Builds
Treasury and Card credit facilities for corporate clients
Domain
Commercial Banking / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit and Risk Assessment, Financial Analysis, Underwriting, Loan Structuring, Collateral Management, Financial Forecasting and Modeling
Preferred skills
Line management experience, Knowledge of Treasury Cash Management products, Prior Sales experience
Technologies
Credit rating scorecards, Financial spreads, Cash flow analysis
Responsibilities
Analyze and approve credit solutions for existing and new Treasury and card clients, Conduct credit analysis including financial spreads and risk rating scorecards, Evaluate credit worthiness and provide decisioning on credit facility approval, Ensure underwriting complies with Bank credit policy and procedures, Partner with Relationship Managers and Risk teammates to deliver credit solutions, Mentor and assist junior team members
Seniority
Senior, hands-on IC