Merchant Services Global Banking -Commercial Credit Underwriter II
Core
Underwrite and structure complex commercial credit transactions for merchant services clients with annual revenue of $5MM+.
Role type
Senior IC commercial credit underwriter
Builds
Credit exposure and structured financial solutions for merchant clients
Domain
Commercial Banking / Merchant Services
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
commercial underwriting, financial analysis, loan structuring, risk rating, Moody's Credit Lens, financial statement spreading, credit policy adherence, portfolio management, negotiation
Preferred skills
merchant services underwriting experience, high-volume commercial credit production environment
Technologies
Moody's Credit Lens
Responsibilities
Approve merchant exposure using independent judgment within credit authority limits, conduct financial and industry analysis to recommend deals, negotiate credit terms and client relationships, coach sales partners on credit acumen, manage asset quality and transaction risk, prepare deal justifications and risk scorecards
Seniority
Mid-level, hands-on IC