Credit Analyst II - Asset Based Finance - Product Delivery Portfolio - Support
Core
Analyze client creditworthiness, evaluate credit risks, and write credit approval memos for new lending and annual renewals.
Role type
Credit Analyst II (Asset Based Finance) (via careerplan.io/jobs/26027210-credit-analyst-ii-asset-based-finance-product-delivery-portfolio-support-at-ghr)
Builds
Credit approval memos, financial analysis documents, and projection models for clients.
Domain
Banking / Asset Based Finance
Required skills
Credit analysis, Financial statement analysis, Cash flow analysis, Risk assessment, Collateral evaluation, Regulatory compliance, Loan documentation, Financial modeling, Portfolio monitoring, Profitability analysis
Preferred skills
Commercial lending concepts, Credit policy knowledge, Independent analysis with guidance
Technologies
Microsoft Excel
Responsibilities
Analyze client financial information to assess creditworthiness and identify/mitigate risks; Complete monitoring activities via analysis of clients' financial performance and collateral evaluation; Listen to client meetings to understand business and management team; Review client requests to ensure compliance with policy and procedures; Participate in loan structure conversations and completion of loan documentation; Build projection models for clients based on historical performance and industry forecasts.
Seniority
Junior, hands-on IC