Credit Underwriter I, II or Senior
Core
Underwrite loans and credit exposure for middle market companies in the San Francisco/Greater Bay Area market.
Role type
Commercial Credit Underwriter
Builds
Bilateral and syndicated loan structures for middle market clients
Domain
Commercial Banking / Middle Market Finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Credit and Risk Assessment, Financial Analysis, Loan Structuring, Financial Forecasting and Modeling, Credit Documentation, Collateral Management
Preferred skills
Syndicated loan execution, Derivative products knowledge, Client negotiation
Technologies
N/A
Responsibilities
Structure bilateral and syndicated loans aligned with client needs and bank risk parameters, Perform due diligence and dynamic risk assessments of borrowers and industries, Construct detailed financial cash flow and repayment models including sensitivity analyses, Create credit approval packages and own the credit approval process, Present well supported opportunities to credit and risk leadership, Oversee quarterly monitoring exercises and requirements
Seniority
Mid-Senior, hands-on IC