Credit Analyst II/General Industries - Global Corporate & Investment Banking
Core
Analyzing client credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities.
Role type
Credit Analyst II
Builds
Credit approval memos, projection models, and financial analyses
Domain
Banking / Corporate Finance
Deliverable
client delivery
Required skills
Financial analysis, Financial forecasting and modeling, Credit and risk assessment, Underwriting, Profitability analysis, Research analysis, Attention to detail, Business acumen, Loan structuring, Collateral management
Preferred skills
Experience with covenant testing, Cash flow forecasting, Commercial lending products
Technologies
Microsoft Excel
Responsibilities
Analyze client financial performance against projections and industry standards; Review financial statements and assess covenant compliance; Assist in underwriting and closing new or existing transactions; Build projection models based on historical performance and industry forecasts; Evaluate credit worthiness and provide decisioning on credit facilities; Monitor client operating performance and financial condition; Deliver financial modeling and industry analyses to support loan decisions.
Seniority
Entry-level to Mid-level, hands-on IC
