Property Credit Analyst / Senior Credit Analyst
Core
Assessing and structuring commercial property-backed transactions for a high-growth Australian financial services group.
Role type
Senior IC credit analyst (commercial property)
Builds
Commercial property-backed lending facilities and credit submissions
Domain
Commercial real estate finance / Private credit
Required skills
Commercial property finance, property credit, business lending, corporate/commercial banking, private credit, credit risk analysis, borrower financial analysis, cash flow modeling, security structure analysis, facility structuring, covenant design, due diligence, exposure monitoring, refinancing
Preferred skills
Experience with complex commercial borrowers, larger transaction exposure
Technologies
N/A
Responsibilities
Assess commercial property and property-backed lending opportunities; Analyze borrower financials, cash flow, serviceability, and credit risk; Review property valuations, LVRs, security positions, and facility structures; Prepare credit submissions and recommendations; Conduct due diligence on borrowers, sponsors, assets, and transactions; Structure facilities, covenants, and risk mitigants; Monitor existing exposures and support variations/refinancing; Contribute to credit process development
Seniority
Senior, hands-on IC