Senior Credit Risk Officer, Commercial Bank — Senior Vice President
Core
Senior credit risk officer with individual delegated authority to assess, approve, and monitor complex commercial lending portfolios for mid-market and corporate clients in Australia.
Role type
Senior IC credit risk officer (final approver)
Builds
Commercial lending portfolio quality and integrity for Citi Commercial Bank
Domain
Banking / Corporate Credit Risk
Required skills
Individual delegated credit authority, complex financial statement analysis, cash flow modelling, credit structuring, risk mitigation strategy, regulatory compliance, portfolio stress testing, mentorship
Preferred skills
MBA, CFA, advanced financial qualifications
Technologies
N/A
Responsibilities
Serve as final credit approver for new transactions, renewals, and modifications; Assess complex credit proposals via financial performance and industry analysis; Conduct historical and forward-looking financial analysis including cash flow modelling; Monitor assigned portfolio for credit deterioration and execute mitigation strategies; Ensure compliance with risk policies and regulatory requirements; Mentor junior risk analysts and business partners; Contribute to portfolio reviews and strategic risk initiatives
Seniority
Senior, hands-on IC with individual credit authority