Credit Risk Manager (First Line of Defense)
Core
Shape forward-looking credit strategies and govern first-line credit risk processes for the UK market to ensure regulatory compliance and responsible growth.
Role type
Senior IC credit risk manager (first line of defense)
Builds
UK Credit Risk Procedure and governance frameworks
Domain
Financial services / Credit risk / UK regulatory compliance
Required skills
Risk management, Data analytics, UK consumer credit regulation (CONC, Consumer Credit Act), SQL, Python, Critical thinking, Business judgement, Stakeholder influence
Preferred skills
Experience in regulated financial services, Operational risk management, Audit response
Technologies
SQL, Python
Responsibilities
Shape forward-looking credit strategies by combining critical thinking, data analytics, and sound business judgement to improve customer outcomes. Turn regulatory and enterprise expectations into practical first-line processes and controls. Bring clarity to risk and regulatory issues, translating technical detail into decisive, actionable messages. Build strong partnerships across Operations, Compliance, Legal, Control Management, Enterprise Risk, and the wider business. Lead the response to operational risk events, internal audit requests, and regulatory remediation activities. Own and evolve the UK Credit Risk Procedure.
Seniority
Senior, hands-on IC