Senior Mortgage Lending Officer (SAFE Act) - NEW YORK
Core
Originate high-quality residential real estate loans for clients via Citibank branches and centralized service centers, engaging with customers, real estate agents, and referral partners.
Role type
Senior Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for individual consumers
Domain
Consumer Banking / Real Estate Finance
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), client relationship management, sales capability
Preferred skills
FHA/VA & conventional loan experience, general lending products expertise
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial situations and lending needs to achieve home ownership goals; Collect and analyze customer financial data including income, assets, debts, and credit history; Analyze financial information to assess qualification for lending solutions; Make recommendations on lending solutions and advise on risks and benefits; Promote Citi's brand to real estate agencies, builders, and customers; Visit customers outside of offices to drive mortgage business; Partner with Operations, Processors, and Closers to ensure timely loan closing; Build and maintain relationships with clients and Bank Teams to drive new business and retention; Introduce Citi Wealth Teams to self-sourced clients for strategic expansion; Keep abreast of local marketplace trends and changing regulations.
Seniority
Senior, hands-on IC