Compliance Officer - Mortgages
Core
Provide technical regulatory advice and support to the business on mortgage products and MCOB regulations, ensuring effective design and implementation of controls to meet FCA obligations.
Role type
Senior IC compliance officer (mortgages)
Builds
Mortgage products and lending services
Domain
Banking / Financial Services / UK Regulation
Required skills
UK FCA regulations, MCOB regulations, mortgage product governance, regulatory change interpretation, compliance reviews, consumer duty application, risk assessment
Preferred skills
Mortgage qualification (e.g., CeMAP), knowledge of broader banking products (lending, credit, payments, investments), regulatory returns preparation
Technologies
FCA rulebooks, MCOB regulations, risk management frameworks
Responsibilities
Provide regulatory advice and challenge to 1LoD; Maintain knowledge of UK legislation and regulations; Articulate regulatory expectations to colleagues; Report and escalate key regulatory risks; Work with 2nd and 3rd line assurance functions; Undertake reporting for internal committees and regulatory returns; Support change initiatives and remediation projects; Operate within the Bank's Risk Management framework.