Head of Small Business Lending
Core
Lead small business credit risk decisioning capability across scored, automated, and manual underwriting to shape risk appetite, policy, and lending decisions.
Role type
Senior leadership credit risk leader (small business lending)
Builds
Scalable credit decisioning capability and automated lending roadmap
Domain
Financial services / Small business lending / Credit risk
Deliverable
production ML models
Required skills
Credit risk strategy, automated credit decisioning, scorecard development, model governance, portfolio management, regulatory compliance (CONC), stakeholder management
Preferred skills
Experience scaling automated lending, building specialist credit teams, balancing growth with risk discipline
Technologies
Credit scorecards, decisioning models, model risk management tools
Responsibilities
Set strategic direction for credit decisioning; own effectiveness of scorecards and models; lead and develop the Small Business Credit team; provide senior credit risk input in governance; oversee portfolio performance; lead automation roadmap; recommend changes to appetite and policy; act as senior subject matter expert; provide oversight for complex lending matters
Seniority
Senior, hands-on IC with leadership responsibilities