Stop Loss Consultant
Core
Support the Center of Excellence for Stop Loss by performing financial analysis, risk modeling, and rate negotiations to manage client health and welfare benefits risks.
Role type
Stop Loss Consultant (Benefits Brokerage)
Builds
Client benefit plans, RFPs, and panel management strategies for self-funding and stop loss programs.
Domain
Insurance / Employee Benefits / Risk Management
Deliverable
client delivery
Required skills
Stop loss underwriting, financial analysis, risk modeling, RFP preparation, rate negotiation, panel management, claims tracking, market analysis
Preferred skills
Knowledge of Dental, Vision, HSAs, FSAs, COBRA, Actuarial Science, Risk Management & Insurance
Technologies
MS Office Suite (Word, Excel, Access, Outlook), Pivot Tables
Responsibilities
Partner with carriers to maintain renewal schedules; Perform underwriting and risk analysis; Manage benefits marketing process including RFPs and vendor resolution; Negotiate rates and plan options with insurers; Validate renewals and proposals; Educate Agency on self-funding and captives; Track stop loss claims and market trends; Support captive quoting processes; Compile RFI results for panel selection.
Seniority
Mid-level, hands-on IC