Risk Expert - Risk Strategy & Analytics - Credit
Core
Develop and track risk indicators to detect abnormal trends, optimize risk strategies, and manage user lifetime value through post-loan limit adjustments.
Role type
Senior IC quantitative risk analyst (credit)
Builds
Risk strategies, limit assignments, and risk-based pricing models for credit products
Domain
Banking / Credit Risk / Quantitative Finance
Deliverable
production ML models
Required skills
SQL, Python, Excel, PPT, A/B testing, data analysis, risk modeling, limit management, profitability analysis
Preferred skills
Experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting, or Credit Ratings
Technologies
SQL, Python, Excel, PPT
Responsibilities
Develop end-to-end risk strategies including underwriting and risk-based pricing; Manage user lifetime value through post-loan limit adjustments; Conduct data analysis on risk exposure and profitability; Assess business operations and market trends; Collaborate with Data Science, Business Development, and Product teams
Seniority
Mid-Senior, hands-on IC