Mortgage Underwriter-Temp
Core
Underwrite agency and portfolio loans for established companies and investors, ensuring compliance with company, federal, and agency guidelines.
Role type
Mortgage Underwriter
Builds
Agency and portfolio mortgage loans
Domain
Financial Services / Mortgage Lending
Deliverable
Production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Expert knowledge of mortgage lending processes, Expert knowledge of loan documentation processing, Expert knowledge of underwriting and regulatory requirements, Critical thinking and risk evaluation, Loan-to-value and debt-to-income ratio analysis, Fraud detection and misrepresentation identification, Appraisal review, Automated Underwriting System (AUS) verification, Intermediate math skills
Preferred skills
College courses in Business/Finance/Accounting/Legal, 5+ years of conventional loan underwriting experience, Experience with Encompass, Experience with internal data entry systems (Word, Excel, PDF)
Responsibilities
Review and evaluate loan documents for accuracy and compliance, Analyze financial data to identify fraud or misrepresentation, Review appraisals against investor standards, Collaborate with Loan Processors and Loan Officers to finalize packages, Determine and request additional documentation, Provide loan program recommendations to borrowers, Stay abreast of current regulations and industry trends
Seniority
Mid-level, hands-on IC