Sr Director - Credit Products - Specialized
Core
Setting strategic vision and execution framework for first-line credit underwriting and portfolio management within a Specialized Line of Business.
Role type
Sr Director, Specialized Credit Products
Builds
Credit strategies, underwriting frameworks, and portfolio management decisions for specialized commercial industries.
Domain
Banking / Specialized Commercial Lending
Deliverable
production ML models | dashboards & analysis
Required skills
Credit underwriting, portfolio management, credit risk evaluation, advanced portfolio analytics, forward-looking risk assessment, regulatory compliance, team leadership, strategic planning, data modeling, loss forecasting
Preferred skills
Experience with credit bureaus, credit decision engines, income/identity verification, cross-functional collaboration
Technologies
Credit decision engines, credit and cash flow modeling tools, internal tech systems, vendor platforms
Responsibilities
Sets strategic direction for the Specialized Line of Business; Oversees 1st line of defense credit underwriting and portfolio management teams; Develops and executes credit strategies leveraging data and analytics; Partners with sales, risk, and finance teams to drive growth; Identifies and escalates areas for improvement in credit processes; Collaborates with 2nd line of defense to refine risk indicators; Monitors portfolio performance by customer segments; Recruits and develops credit talent.
Seniority
Senior, hands-on IC with strategic leadership
