Credit Risk Manager - Policy Simplification
Core
Simplify and optimize Home Lending credit policy to improve customer experiences, reduce complexity, and support automation of credit risk decisioning.
Role type
Senior IC credit risk manager (policy & business rules)
Builds
Clear, practical business rules and guidance materials for Home Lending credit policy
Domain
Banking / Consumer Lending / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk management, policy interpretation and articulation, business rule definition, stakeholder engagement, risk identification using portfolio insights, process improvement
Preferred skills
Home lending or consumer lending experience, strong written communication, change management
Technologies
None stated
Responsibilities
Review and articulate Home Lending credit policy; Engage stakeholders to identify simplification opportunities; Define and refine business rules and guidance; Assess channel needs for policy application; Identify emerging risks using market and portfolio insights; Support implementation of policy improvements
Seniority
Senior, hands-on IC