Spezialist Problemkreditbearbeitung (m/w/d)
Core
Manage the professional processing of non-performing loans, including enforcement and forced execution cases, and develop recovery strategies.
Role type
Senior IC credit risk specialist (problem loans)
Builds
Recovery and restructuring strategies for non-performing loan portfolios
Domain
Banking / Credit Risk / Legal Enforcement
Required skills
Non-performing loan management, forced execution procedures, security valuation, credit risk analysis, legal document review, stakeholder negotiation, regulatory compliance (CRR, KWG, MaRisk), process optimization
Preferred skills
Leadership potential
Technologies
CRR, KWG, MaRisk
Responsibilities
Process non-performing loan engagements including personal and real estate enforcement and security realization; Develop and implement recovery and restructuring strategies to reduce risk; Analyze default causes and derive appropriate measures; Represent the bank in complex customer conversations and negotiations; Coordinate external partners such as lawyers, appraisers, and insolvency administrators; Ensure compliance with regulatory requirements; Participate in process optimizations within problem loan processing.