Credit Analyst II (US)
Core
Conduct in-depth industry and financial analysis of existing and potential borrowers to support the Lending and Credit functions of the Bank.
Role type
Mid-level IC credit analyst (commercial lending)
Builds
Commercial loan underwriting decisions and credit risk assessments
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial analysis, industry research, credit risk assessment, financial statement analysis, regulatory compliance monitoring, data consolidation, written analysis
Preferred skills
Multi-tasking, deadline management, confidentiality maintenance, PC proficiency (word processing/spreadsheets)
Technologies
Spreadsheet software, word processing software
Responsibilities
Underwrite commercial exposures (renewals, extensions, new money) across various verticals; analyze financial statements and business cycles to assess credit risk; prepare approval memorandums for lending authorities; research industry-specific information from external sources; monitor compliance with commercial loan policies.
Seniority
Mid-level, independent contributor with guidance