Credit Underwriter, Due Diligence
Core
Review residential mortgage loan packages to ensure complete documentation, verify credit decisions against analysis, and identify fraud risks or data discrepancies.
Role type
Senior IC credit underwriter (mortgage due diligence)
Builds
Residential mortgage loan files for client requirements
Domain
Financial services / Mortgage lending
Required skills
Residential mortgage underwriting, Credit analysis, Fraud detection, Appraisal review, Data discrepancy analysis, Loan documentation review, Compensating factors assessment, Pipeline management, Microsoft Office proficiency
Preferred skills
Knowledge of Jumbo Prime, Non-Prime, Conforming, Non-QM, DSCR products
Technologies
Mortgage review software, Microsoft Office
Responsibilities
Review residential mortgage loan packages for complete documentation and program guideline compliance. Assess origination credit decisions and address variances against current credit analysis. Identify and document exceptions, deviations, fraud risks, and data discrepancies. Review appraisals and alternative valuation products for accuracy and conformity. Document compensating factors and mitigating attributes of loans. Monitor communication channels for updates and requests.
Seniority
Mid-level, hands-on IC