Credit Analyst (m/w/d)
Core
Evaluate consumer loan applications holistically using modern technology and diverse data sources to make independent credit decisions and improve access to finance for underserved customers.
Role type
Credit Analyst (Consumer Lending)
Builds
Consumer loan products and credit decisioning workflows
Domain
Financial Services / Consumer Lending
Deliverable
production ML models
Required skills
Credit analysis, document verification, fraud detection, financial statement analysis, customer communication, process improvement, data analysis, MS Office proficiency
Preferred skills
Experience with fraud investigation cases, structured problem-solving, high resilience
Technologies
Digital tools for credit decisioning, diverse data sources
Responsibilities
Process consumer loan engagements independently, review submitted documents for completeness and plausibility, create decision templates and make independent credit decisions, communicate with customers and partners via phone and email, analyze complex information to identify patterns, challenge the status quo to improve credit review processes, utilize digital tools for efficient and consistent decision-making
Seniority
Mid-level, hands-on IC