Analyst Kreditwürdigkeitsprüfung im Retailgeschäft - Privat & Gewerbe (w/m/x)
Core
Creditworthiness analysis for private and commercial customers in BMW's retail financing and leasing business, preparing and voting on financing requests.
Role type
Senior credit analyst (retail finance)
Builds
Financing and leasing solutions for BMW dealers and end customers
Domain
Automotive finance / Retail banking
Required skills
Credit management, decision-making, financial analysis, negotiation, digitalization, risk cost management
Preferred skills
Loyalty building, process improvement, team collaboration
Technologies
Digital sales channels, digital finance solutions
Responsibilities
Advise and support BMW dealers in assigned market areas; Analyze creditworthiness for private and commercial end customers; Prepare, vote, or decide on financing and leasing requests; Communicate with the dealer organization; Support sales advisors in digital sales channels; Drive digitalization within BMW Bank; Achieve budget and sales targets considering risk costs.
Seniority
Mid-Senior, hands-on IC