Director of Credit Risk
Core
Shape and lead credit risk strategy for a credit card product designed for homeowners, overseeing underwriting, pricing, segmentation, and portfolio performance.
Role type
Director of Credit Risk (Fintech)
Builds
Credit card product for homeowners
Domain
Fintech / Consumer Lending
Deliverable
production ML models | product features
Required skills
Credit risk strategy, underwriting, pricing frameworks, credit modeling, portfolio management, collections strategy, data analysis (Python/SQL)
Preferred skills
Fintech experience, credit card domain knowledge, regulated marketing environment familiarity
Technologies
Python, SQL
Responsibilities
Define and optimize credit strategies for new account approvals; Develop and monitor credit policies and customer segmentation; Design pricing and credit limit frameworks; Build and improve credit risk models and decision thresholds; Monitor portfolio KPIs and trends; Develop strategies to reduce delinquencies and charge-offs; Conduct manual reviews and handle credit bureau disputes.
Seniority
Director, strategy & mentorship