Retail Credit Risk Analyst
Core
Analyze the economic-financial position of counterparties to authorize credit lines up to €100,000 in compliance with credit policies.
Role type
Retail Credit Risk Analyst
Builds
Credit lines for individuals, freelancers, sole proprietorships, and capital companies within the sustainable mobility sector.
Domain
Automotive leasing and fleet management
Required skills
Financial statement analysis, credit risk assessment, commercial data evaluation, credit history analysis, manual rating calculation, credit bureau data interpretation
Preferred skills
English (B2), proactive risk management, stakeholder communication
Technologies
Office suite, data provider tools, Credit Bureau systems
Responsibilities
Analyze financial documents for individuals and companies; evaluate commercial information and credit history; calculate ratings for non-automated approvals; assess credit lines against authority grids; re-evaluate credit decisions with additional guarantees; proactively identify and mitigate risks.
Seniority
Mid-level, hands-on IC
