Head of Risk – Factoring / Financial Services (m/w/d) Metropolregion Düsseldorf
Core
Lead risk management, strategy, and portfolio oversight for a factoring company, including final credit decision authority and team leadership.
Role type
Senior IC Head of Risk (Factoring/Financial Services)
Builds
Risk strategies, credit policies, governance frameworks, and portfolio quality for factoring operations.
Domain
Financial Services / Factoring / Corporate Credit
Required skills
Credit risk management, portfolio analysis, financial statement analysis, cash flow analysis, rating methodologies, structured finance, team leadership, strategic thinking, decision-making under uncertainty, process improvement, digital transformation.
Preferred skills
Workout and turnaround experience, crisis engagement management, pricing expertise, contract structuring, data quality automation.
Technologies
Risk applications, digital solutions, data analytics tools.
Responsibilities
Define and develop risk and credit strategy including limits and policies; analyze and monitor the total portfolio considering market and macro trends; create and present risk reports to senior management; exercise final decision authority on complex credit engagements; lead and develop the risk team; drive development of risk processes, models, and digital solutions; collaborate with sales, operations, finance, legal, and IT.
Seniority
Senior, hands-on IC with leadership responsibilities.