Credit Risk Analyst Factoring (m/w/d) Metropolregion Düsseldorf
Core
Analyze and monitor factoring engagements for SMEs, create and vote on credit proposals, and conduct financial and legal due diligence.
Role type
Credit Risk Analyst (Factoring)
Builds
Factoring credit decisions and risk mitigation measures for SME clients
Domain
Financial services / Factoring / SME lending
Required skills
Financial statement analysis, Cash flow analysis, Credit risk assessment, Factoring structures, Legal due diligence, Client audit preparation, MS Office (Excel)
Preferred skills
Factoring software (Efcom), Bank operations certification (Bankbetriebswirt)
Responsibilities
Analyze and monitor factoring engagements, Create and vote on credit proposals, Conduct financial analyses (annual reports, BWA, liquidity), Evaluate debtor structures and receivables, Lead financing discussions with clients and partners, Prepare and execute customer audits
Seniority
Mid-level, independent decision maker