Underwriter
Core
Senior mortgage underwriter evaluating residential loan files for risk, compliance, and creditworthiness across various loan programs.
Role type
Senior IC mortgage underwriter
Builds
Residential mortgage loan approvals and denials
Domain
Financial services / Mortgage lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Mortgage underwriting standards, regulatory compliance, credit analysis, loan-to-value assessment, debt-to-income analysis, fraud detection, property appraisal review, documentation verification, Automated Underwriting System (AUS) proficiency, complex issue resolution
Preferred skills
Business/Finance/Accounting education, state-specific loan endorsements, cloud-based platform proficiency
Technologies
Microsoft Office Suite, Automated Underwriting Systems (AUS), cloud-based platforms
Responsibilities
Review and evaluate mortgage loan documentation for accuracy and compliance; Analyze financial data to assess creditworthiness and identify fraud; Review property appraisals against investor requirements; Approve or deny loan applications based on standards; Provide guidance to less experienced team members on complex underwriting matters; Stay current on mortgage regulations and industry trends.
Seniority
Senior, hands-on IC