Mortgage Banker
Core
Subject matter expert supporting Financial Advisors and clients in the mortgage origination process, specifically for high-net-worth individuals with complex income and asset scenarios.
Role type
Vice President, Mortgage Banker (Senior, hands-on IC with team supervision)
Builds
Mortgage loans for Ultra High Net Worth and Private Wealth Management clients
Domain
Wealth Management / Mortgage Lending
Deliverable
client delivery
Required skills
Jumbo mortgage expertise, complex income/asset analysis, regulatory compliance knowledge (RESPA, TRID), client relationship management, loan pipeline management, team supervision, conditional pre-approval decision-making
Preferred skills
Verbal communication, MS Office proficiency, proactive escalation management
Technologies
MS Office (Word, EXCEL, Outlook, PowerPoint), NMLS, internal banking systems
Responsibilities
Provide consultation on credit risk and product pricing for high-net-worth clients; analyze client finances to tailor loan solutions; manage client and Financial Advisor expectations; coordinate with underwriting and credit risk for timely closings; validate complex loan processing documents; issue Conditional Pre-Approval Letters; serve as primary escalation point for loans; manage inbound/outbound queues and client follow-up; supervise Associate Mortgage Bankers and recommend performance management; ensure compliance with banking regulations.
Seniority
Vice President level, supervising individual or team of Associate Mortgage Bankers