Mitarbeiter (m/w/d) Marktfolge Aktiv - Kreditvergabe Individual
Core
Active credit approval and risk assessment for individual banking clients, including formal and material review of loan applications and creditworthiness checks.
Role type
Senior IC credit analyst (individual lending)
Builds
Individual loan products and credit facilities
Domain
Banking / Consumer Finance
Required skills
Credit risk analysis, financial statement analysis, cash flow calculation, contract drafting, collateral management, regulatory compliance (MaRisk, KWG)
Preferred skills
agree21, MS Office
Responsibilities
Review and approve individual loan applications, calculate debt service capacity, draft credit and security agreements, manage collateral, conduct creditworthiness assessments, perform second-vote approvals
Seniority
Mid-Senior, hands-on IC