Mitarbeiter (m/w/d) Marktfolge Aktiv - Kreditvergabe Individual
Core
Active credit granting for individual customers, involving formal and substantive review of loan applications, analysis of economic conditions, and management of credit securities.
Role type
Senior IC credit analyst (individual lending)
Builds
Individual loan products and credit facilities
Domain
Banking / Consumer Finance
Required skills
Credit risk analysis, financial statement analysis, cash flow calculation, contract drafting, collateral management, regulatory compliance (MaRisk, KWG)
Preferred skills
agree21, MS Office
Responsibilities
Reviewing loan applications, calculating debt service capacity, drafting credit and security agreements, managing collateral, conducting creditworthiness checks, approving loans under dual competence rules
Seniority
Mid-Senior, hands-on IC