Commercial Property Underwriting Leader (Director)
Core
Lead the launch and growth of a new retail commercial property underwriting vertical, defining strategy, building the team, and driving profitable book growth using an AI-native platform.
Role type
Director, Commercial Property Underwriting (Strategy & Leadership)
Builds
A new retail commercial property underwriting vertical (Primary and Excess Casualty) for builders and operators.
Domain
Commercial Insurance / Property & Casualty
Required skills
Commercial property underwriting (10+ years), retail middle market expertise, risk selection, COPE analysis, valuation, pricing, coverage, primary and excess layering, manuscript forms, CAT modeling (RMS/AIR/Verisk), aggregate and exposure management, people leadership, executive presence, broker relationship management.
Preferred skills
Entrepreneurial mindset, comfort with ambiguity, willingness to travel 25%.
Technologies
RMS, AIR, Verisk
Responsibilities
Define production strategy (target classes, TIV bands, geographies, appetite, growth/loss-ratio targets), write underwriting guidelines and authority framework, partner with Product/Engineering/Data on submission-to-bind workflow and pricing tools, underwrite new and renewal primary and excess property, own premium/profit/loss-ratio/retention/expense results, drive submission flow via broker relationships, hire and coach a team of underwriters, work with Corporate Underwriting on letters of authority and audits, collaborate with Claims/Actuarial/Finance.
Seniority
Director, hands-on IC with leadership responsibilities