Analyst - Credit Risk Provisioning
Core
Calculate Expected Credit Loss (ECL), manage Loan Impairment Expense (LIE) outcomes, and provide monthly executive reporting for the Business Banking portfolio.
Role type
Analyst, Credit Risk Provisioning
Builds
Monthly provisioning reports, LIE forecasts, and regulatory disclosures (Pillar 3, AASB9)
Domain
Banking / Credit Risk / Financial Reporting
Deliverable
dashboards & analysis
Required skills
SQL, Python, R, Credit Risk, Provisioning, IFRS9, General Ledger Reconciliation, Data Analysis
Preferred skills
IFRS9 provisioning, Prudential reporting, Financial reporting, Automation, Visualization
Technologies
SQL, Python, R
Responsibilities
Prepare monthly reporting and forecasting of Loan Impairment Expense (LIE). Analyse non-retail provisioning model outputs and perform General Ledger reconciliations. Assess the impact of macroeconomic factors on provisioning. Contribute to external reporting including Pillar 3 and AASB9 disclosures. Respond to internal and external audit requests. Identify opportunities to improve processes through data and automation initiatives.