Manager - Home Lending Credit Risk Automation
Core
Improve automated home lending outcomes through data-driven policy, process changes, and analytics to simplify decisioning and reduce manual intervention.
Role type
Manager, Credit Risk Automation
Builds
Automated credit decisioning systems and optimized lending policies for home loans
Domain
Retail Banking / Credit Risk / Financial Services
Deliverable
production ML models
Required skills
Mortgage lending policy design, credit risk frameworks, decision engine optimization, SQL, Python, SAS, R, Tableau, Power BI, business rules translation, workflow automation, process mining, root-cause analysis, stakeholder influence
Preferred skills
Machine learning, predictive modeling, AI-supported decisioning, data architecture concepts, advanced analytics techniques
Responsibilities
Review credit policies and business rules to improve automated decisioning; Translate analytical findings into operational improvements; Support decision engine and business rule optimisation; Collaborate with analysts to identify trends and bottlenecks; Prepare recommendations and implementation plans; Assess customer, risk, and operational impacts; Monitor outcomes and identify further improvement opportunities