Lead, Credit Decision Science and AI
Core
Lead analytics and AI capability within Credit Risk, overseeing modelling work, platform ownership, and team mentorship to improve credit decisioning and risk management.
Role type
Senior IC Lead, Credit Decision Science and AI
Builds
Production credit decisioning models, risk-based pricing logic, portfolio monitoring tools, and AI/GenAI agents for document review and verification.
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
production ML models | product features
Required skills
Python, SQL, credit risk modelling (decisioning, behavioural, ECL), AI/GenAI production deployment, team leadership, Agile delivery management
Preferred skills
Dataiku, Snowflake, IFRS 9 ECL methodology, Australian consumer credit regulation (NCCP, RG 209), Agentic AI frameworks, ML deployment
Technologies
Snowflake, Dataiku, Python, Jira, Equifax, Illion
Responsibilities
Own the analytics and modelling stack; lead adoption of AI and GenAI tooling for credit risk workflows; lead development and monitoring of credit decisioning and ECL models; mentor and manage a team of analysts and data scientists; translate model outputs into decisions for stakeholders and committees.
Seniority
Senior, hands-on IC with leadership scope
