Director, Credit Risk
Core
Lead global second-line oversight of credit, FX, and counterparty risk to set guardrails for safe business growth across merchant acquiring, charge cards, FX, treasury, and banking-partner activities.
Role type
Director, Credit Risk (Second Line of Defence)
Builds
Global risk frameworks, risk appetite, limits, governance, and portfolio oversight
Domain
Fintech / Global Payments / Financial Risk
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
Credit risk framework design, risk appetite setting, limit governance, FX risk oversight, counterparty risk management, portfolio monitoring, loss mitigation, regulatory engagement, strategic advisory
Preferred skills
MBA or Master's in Finance/Economics/Risk, FRM/PRM/CFA certification, automated decisioning engines, credit scoring models, IFRS 9/expected credit loss methodologies, SQL/Python data literacy, regulated fintech experience
Technologies
SQL, Python
Responsibilities
Define and enhance global second-line credit risk framework and policies; Oversee credit exposures across merchant acquiring, charge cards, FX, and treasury; Review and challenge first-line underwriting strategies and limit-setting; Establish and monitor FX risk guardrails for multi-currency activities; Set counterparty risk standards for banking and payment partners; Lead proactive portfolio monitoring and early warning indicators; Review loss mitigation strategies and collections; Partner on risk design for new products and market expansion; Lead risk committee decisions and regulatory engagements
Seniority
Director, strategic oversight & mentorship
