Risk Analyst
Core
Implement and optimize credit risk policies and decisioning frameworks for merchant and personal loans using analytics and machine learning.
Role type
Credit Risk Analyst (IC)
Builds
Credit risk models, decisioning frameworks, and risk mitigation strategies for lending products.
Domain
Fintech / Digital Lending
Deliverable
production ML models | product features
Required skills
SQL, Python, credit risk policy implementation, regulatory compliance, scenario analysis, KRI monitoring, alternative data integration
Preferred skills
Experience in fintech or banking, NIT/BITS background
Technologies
SQL, Python, machine learning models
Responsibilities
Analyze credit risk across merchant and personal loan products; Implement credit risk policies on the proprietary platform; Monitor performance of risk policies and provide feedback to product teams; Conduct testing and scenario analysis to measure policy resilience; Monitor key risk indicators (KRIs) and provide actionable insights; Ensure compliance with regulatory guidelines; Collaborate with technology teams to integrate risk-based decision-making.
Seniority
Mid-level, hands-on IC
