Analyst, Credit Risk Scoring
Core
Develop, monitor, validate, and optimize credit risk, fraud, and account management scorecards using portfolio analytics and statistical analysis.
Role type
Analyst, credit risk scoring and model monitoring
Builds
Credit risk scorecards, fraud detection models, and account management frameworks
Domain
Financial services / Credit risk / Predictive analytics
Deliverable
production ML models | dashboards & analysis
Required skills
SQL, Python, statistical analysis, data visualization, model performance monitoring, data quality management
Preferred skills
Machine learning concepts, cloud-based analytics platforms, data modeling
Technologies
SQL, Python, Excel, PowerPoint
Responsibilities
Analyze customer and portfolio data to identify risk signals; Support scorecard development and recalibration; Produce monitoring reports and dashboards; Monitor model performance using metrics like GINI, KS, AUC, PSI; Investigate model drift and data anomalies; Develop automated reporting solutions; Prepare analytical summaries for management reviews; Collaborate with cross-functional stakeholders.
Seniority
Junior to Mid-level, hands-on IC
