Senior Data Scientist - Credit Risk
Core
Own and develop the data science framework for all products, driving underwriting development and defining data collection strategies to improve customer decision-making across 8 countries.
Role type
Senior IC data scientist (credit risk & underwriting)
Builds
predictive models for customer payment behavior, A/B experiments, and data-driven insights for product and risk managers
Domain
Consumer finance / Fintech / Credit risk
Deliverable
production ML models | product features | dashboards & analysis
Required skills
SQL, Python, machine learning, statistical modeling, project management, data strategy definition, stakeholder collaboration, team coaching
Preferred skills
project and people leadership, financial/fintech sector experience
Technologies
SQL, Python
Responsibilities
Build models to predict customers' payment behavior; Design and analyze A/B experiments; Collaborate with stakeholders to provide data-driven insights; Review work and provide feedback to data analysts/scientists; Share knowledge and train teams on best practices; Define and align data science strategy with management; Lead and prioritize data science projects; Work with data engineers on data infrastructure
Seniority
Senior, hands-on IC with leadership potential