Assistant Vice President, Specialist, Credit Risk Manager, Risk Management Group
Core
Provide credit support to Credit Approvers for the SME segment in the Western region, evaluating lending proposals and monitoring portfolio performance to ensure seamless business operations within target NPL.
Role type
Specialist Credit Risk Manager (SME)
Builds
Credit approvals and risk controls for SME branches in the Western region
Domain
Banking / Credit Risk / SME Lending
Deliverable
client delivery
Required skills
Credit analysis, financial statement analysis, regulatory compliance (RBI/MAS), portfolio monitoring, delinquency management, industry risk assessment
Preferred skills
Approval authority in previous assignments, knowledge of West India SME market, surrogate credit evaluation methods
Technologies
None stated
Responsibilities
Review credit proposals to identify info gaps and key risk issues; Monitor portfolio and escalate adverse events; Track delinquency levels and ensure regularisation of overdues; Ensure compliance with internal credit policy and regulatory guidelines; Approve lending proposals within delegated authority (DOA)
Seniority
Mid-Senior, hands-on IC