Associate, Portfolio Management Middle Market Banking
Core
Associate supporting underwriting new commercial loans and ongoing portfolio management for private and publicly owned businesses in the Middle Market division.
Role type
Associate, Portfolio Management (Middle Market Banking)
Builds
Commercial loan portfolios for private and publicly owned businesses
Domain
Commercial Banking / Middle Market Lending
Required skills
Credit structuring and underwriting, Financial statement modeling, Financial analysis, Risk rating, Covenant monitoring, Credit memo preparation, Stakeholder management, Regulatory compliance
Preferred skills
Formal credit training, Excel proficiency, Sageworks platform usage, Sensitivity analysis
Technologies
Excel, Sageworks, Microsoft Office
Responsibilities
Conduct underwriting due diligence and financial analysis of borrowers and guarantors; Prepare internal credit memos and present to credit committee; Monitor covenant compliance and risk ratings; Interface with clients and stakeholders to facilitate underwriting; Support legal documentation drafting and loan closing; Review and maintain periodic financial statements and compliance certificates; Engage with borrowers' CFOs for qualitative updates; Execute amendments and waivers for existing borrowers.
Seniority
Associate, entry-to-mid level IC