Analista de datos de riesgo de Crédito
Core
Extract, process, integrate, and validate large volumes of credit portfolio information to ensure data quality for credit risk estimation and monitoring.
Role type
Credit Risk Data Analyst
Builds
Credit risk data pipelines, quality controls, and risk monitoring reports for credit portfolios (cards, SME, mortgages, corporate).
Domain
Financial Services / Credit Risk
Deliverable
dashboards & analysis
Required skills
SQL (intermediate-advanced), Python (pandas), Advanced Excel, Data Warehouse platforms, Root cause analysis, Regulatory reporting
Preferred skills
Credit risk parameters (PD, LGD, EAD), Basel framework & IRB methodologies, IFRS 9 / NIF C-16, Snowflake, PySpark/Spark, Power BI, Git, Automated data quality tests
Responsibilities
Extract and validate data from diverse credit portfolios; Maintain data quality, integrity, and traceability for risk estimation processes; Design and execute quality controls and reasonableness tests; Investigate root causes of data incidents and coordinate corrections; Generate risk monitoring reports and trend analysis; Support internal and external audit and regulatory validation requirements.
