Consumer Lending Specialist, Credit Union
Core
Originate consumer loans and build profitable financial relationships with credit union members while delivering exceptional service.
Role type
Consumer Lending Specialist
Builds
Consumer loans, credit card applications, deposit products, and ancillary insurance products
Domain
Consumer Finance / Credit Unions
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Consumer lending knowledge, credit scoring, sound lending practices, regulatory compliance (BSA, Reg E, GLBA), Microsoft Excel, sales techniques
Preferred skills
Bachelor's degree, 3+ years in financial services, advanced consumer underwriting experience
Technologies
Microsoft Excel, Google Suite, Slack
Responsibilities
Interview loan applicants and describe application review processes, discuss financing terms and rates, provide information on insurance and ancillary products, review membership applications and consumer data, make lending recommendations using credit scoring, fund consumer loans per guidelines, discuss adverse action reasons and counsel on eligibility improvement, recommend products to meet sales goals, ensure compliance with laws and regulations, participate in process testing and professional development
Seniority
Mid-level, hands-on IC
