Sr Credit Analyst - Bank
Core
Provide expert financial analysis and credit worthiness assessments for existing and new business lending and Treasury Management clients, while managing special assets and troubled loan monitoring.
Role type
Senior Credit Analyst (Banking)
Builds
Loan memorandums, credit analysis reports, and risk assessments for commercial lending portfolios.
Domain
Banking / Commercial Lending / Treasury Management
Required skills
Financial analysis, commercial/business lending, Treasury Management, credit policy interpretation, risk assessment, global universal cash flow analysis, SBA loan approval process, regulatory compliance, Excel (advanced formulas, pivot tables), stakeholder management
Preferred skills
CPA designation, non-profit lending and underwriting, complex CRE loan underwriting
Technologies
Excel, ACH, remote deposit capture
Responsibilities
Evaluate and review complex client business loan and Treasury Management requests; make recommendations to lenders on loan structure and product features; manage ongoing review of credit relationships including loan memorandums and annual reviews; prepare written analysis, spreadsheets, reports, and summaries for all loan activities; serve as primary contact and subject matter expert for SBA loan approval; present troubled loan monitoring reports to the Loan/Credit Committee; oversee special assets and watchlist credits; assist accounting with risk assessments on commercial, mortgage, and consumer lending portfolios; work with external regulators on documentation and analysis.
Seniority
Senior, hands-on IC