ERM Product Risk, Lead (Financial Risk)
Core
Lead second-line Enterprise Risk Management (ERM) oversight for Payments (Debit) products, ensuring risk governance aligns with enterprise appetite and Bank of Canada Payment System Oversight expectations.
Role type
Senior IC ERM Product Risk Lead (Financial Risk)
Builds
Secure digital payment infrastructure and fraud protection systems for Canadian banks, businesses, and individuals.
Domain
Financial Services / Payments / Fraud Risk
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Second-line risk oversight, ERM frameworks, fraud risk management, regulatory compliance (PPS, RPAA), risk appetite alignment, change management risk assessment, executive reporting, Three Lines of Defense model
Preferred skills
AI-driven fraud detection, agile product development integration, coaching first-line teams
Technologies
N/A
Responsibilities
Perform and oversee Product/Platform Risk Assessments, Change Initiative Risk Assessments (CIRAs), and Risk & Control Self-Assessments (RCSAs); Monitor fraud Key Risk Indicators (KRIs) and escalate emerging risks; Represent second-line risk oversight at governance forums and Product Councils; Deliver executive-level reporting and Board insights; Coach and support first-line product teams to build risk capability
Seniority
Senior, hands-on IC
