Credit Decision Models Developer
Core
Develop, monitor, and maintain statistical credit risk models (decision scorecards, EWS) to evaluate credit parameters and ensure regulatory compliance.
Role type
Senior IC credit risk model developer
Builds
Operational credit scoring and decision models for global ING business lines
Domain
Financial services / Credit risk management
Deliverable
production ML models
Required skills
Machine learning (supervised/unsupervised), statistical programming (Python/SAS), credit risk modeling, regulatory compliance (IRB/IFRS9), data analysis, model documentation
Preferred skills
Agile methodology, Git version control, lending process knowledge
Technologies
Python, SAS, Git
Responsibilities
Develop and monitor credit risk models, ensure model soundness and regulatory compliance, perform credit risk analyses, collaborate with validators and stakeholders, track industry trends
Seniority
Senior, hands-on IC